加拿大车险连续两年暴涨！这地方竟狂涨近40%

根据RATESDOTCA Insuramap的数据，安省的平均车险保费在2023年较2021年上涨了12%，目前全省的平均估算保费为1744元，这是Insuramap调查历史上最大的增幅。其中Brampton车险保费两年上涨37%位居全省之首，多伦多两年上涨19%位居全省第二，而安省KEEWATIN、DRYDEN、SUMMER BEAVER、CLOYNE等地车险保费两年下跌超过50%，年保费只有几百元，最低的546元。

自2021年底RATESDOTCA对该省进行调查以来，平均估算车险保费从1555元上升至目前的水平。许多情况发生了变化。解除COVID限制意味着驾驶员基本上恢复了疫情前的常规生活。

与此同时，由于通胀激增、车辆和零部件短缺、修理等待时间延长、汽车失窃增加以及索赔数量和严重性上升，保险公司的运营成本也在上升。

以下是一些关键数据：

Brampton再次成为全省平均费率最高的城市，每年2707元，平均估算费率上涨了37%。

约克区的城市在排名中占据主导地位，包括去年的冠军旺市。旺市每年费率为2158元，尽管其费率相对稳定，年同比仅下降1%。

多伦多（每年2325元）和密西沙加（每年2311元）取代了Ajax和Richmond Hill，分别排名第二和第三。

密西沙加在进入前五名并不陌生，但对于多伦多来说，这是第一次。多伦多的平均估算费率上涨了19%。

汉密尔顿在2021年从前十名中掉出，但今年重新成为保险费最贵的第九大城市，每年费率为1810元。该市的保费上涨了16%。

与上一次的Insuramap调查一样，有几个城市并列排名第十，包括Schomberg、King City、Stouffville、Aurora和Nobleton，估算保费为1801元。

这些保费平均值是以35岁男性驾驶员为样本报价得出的，该驾驶员没有索赔记录或交通违规记录，驾驶四门轿车。

安省各市镇车险保费排行：

Rank City 2023 premium 2021 premium Change (%)

1 BRAMPTON $2,707 $1,976 37%

2 TORONTO $2,325 $1,953 19%

3 MISSISSAUGA $2,311 $1,971 17%

4 RICHMOND HILL $2,188 $2,025 8%

5 VAUGHAN $2,158 $2,179 -1%

6 PICKERING $1,985 $1,959 1%

7 MARKHAM $1,870 $1,744 7%

8 OSHAWA $1,839 $1,833 0%

9 HAMILTON $1,810 $1,564 16%

10 SCHOMBERG $1,801 $1,766 2%

10 KING CITY $1,801 $1,766 2%

10 STOUFFVILLE $1,801 $1,582 14%

10 AURORA $1,801 $1,582 14%

10 NOBLETON $1,801 $1,766 2%

11 BOWMANVILLE $1,796 $1,378 30%

12 NEWMARKET $1,763 $1,582 11%

13 BRADFORD $1,754 $1,636 7%

13 HOLLAND LANDING $1,754 $1,582 11%

14 WINDSOR $1,743 $1,491 17%

15 LONDON $1,730 $1,505 15%

16 AJAX $1,726 $2,104 -18%

17 CALEDON $1,696 $1,717 -1%

18 WHITBY $1,690 $1,792 -6%

19 OAKVILLE $1,683 $1,408 20%

19 GEORGETOWN $1,683 $1,526 10%

19 ACTON $1,683 $1,526 10%

20 GUELPH $1,676 $1,391 21%

21 CAMBRIDGE $1,669 $1,412 18%

22 PRICEVILLE $1,660 $1,459 14%

22 MULMUR $1,660 $1,689 -2%

22 ORANGEVILLE $1,660 $1,766 -6%

22 CANNINGTON $1,660 $1,351 23%

22 SHELBURNE $1,660 $1,636 1%

22 KESWICK $1,660 $1,582 5%

23 KITCHENER $1,654 $1,346 23%

24 WATERDOWN $1,622 $1,368 19%

24 BINBROOK $1,622 $1,368 19%

25 SELKIRK $1,617 $1,580 2%

26 AMHERSTBURG $1,616 $1,383 17%

26 COMBER $1,616 $1,383 17%

26 LASALLE $1,616 $1,383 17%

26 PELEE ISLAND $1,616 $1,383 17%

26 ESSEX $1,616 $1,383 17%

27 MILTON $1,612 $1,498 8%

28 BRANTFORD $1,602 $1,369 17%

29 WATERLOO $1,594 $1,351 18%

30 INNISFIL $1,588 $1,582 0%

31 BURLINGTON $1,586 $1,374 15%

32 WELLESLEY $1,581 $1,318 20%

32 ST GEORGE BRANT $1,581 $1,368 16%

32 CAMPBELLVILLE $1,581 $1,368 16%

33 DUBREUILVILLE $1,578 $1,398 13%

34 THESSALON $1,564 $1,398 12%

34 FOLEYET $1,564 $1,398 12%

34 MANITOWANING $1,564 $1,398 12%

35 FORT ERIE $1,560 $1,327 18%

35 NIAGARA FALLS $1,560 $1,327 18%

36 SHEDDEN $1,535 $1,318 16%

36 COURTICE $1,533 $1,378 11%

36 NEWCASTLE $1,533 $1,378 11%

37 ELMVALE $1,518 $1,351 12%

37 SUNDERLAND $1,518 $1,351 12%

37 UXBRIDGE $1,518 $1,351 12%

38 DEVLIN $1,516 $1,283 18%

39 LAKEFIELD $1,492 $1,351 10%

39 KENDAL $1,492 $1,175 27%

40 HURON PARK $1,491 $1,318 13%

40 OIL SPRINGS $1,491 $1,318 13%

41 OWEN SOUND $1,484 $1,318 13%

41 ROSTOCK $1,484 $1,318 13%

41 PORT ELGIN $1,484 $1,318 13%

41 MEAFORD $1,484 $1,318 13%

41 COURTLAND $1,484 $1,318 13%

41 PARIS $1,484 $1,318 13%

41 SARNIA $1,481 $1,256 18%

42 FORT FRANCES $1,479 $1,283 15%

43 GODERICH $1,471 $1,318 12%

43 STRATFORD $1,471 $1,318 12%

43 ST MARYS $1,471 $1,318 12%

43 HANOVER $1,471 $1,318 12%

43 WOODSTOCK $1,471 $1,331 11%

43 TILLSONBURG $1,471 $1,318 12%

43 ELMIRA $1,471 $1,318 12%

43 FERGUS $1,471 $1,318 12%

43 INGERSOLL $1,471 $1,318 12%

43 STRATHROY $1,471 $1,318 12%

43 NEW HAMBURG $1,471 $1,318 12%

43 KINCARDINE $1,471 $1,318 12%

43 LISTOWEL $1,471 $1,318 12%

44 PORT COLBORNE $1,463 $1,327 10%

44 THOROLD $1,463 $1,327 10%

44 GRIMSBY $1,463 $1,368 7%

44 WELLAND $1,463 $1,327 10%

45 SHUNIAH $1,450 $1,369 6%

45 THUNDER BAY $1,450 $1,369 6%

45 NEEBING $1,450 $1,369 6%

46 KENORA $1,445 $1,283 13%

46 KASABONIKA $1,445 $1,283 13%

46 INGOLF $1,445 $1,310 10%

46 SIOUX LOOKOUT $1,445 $1,283 13%

47 KINGSVILLE $1,440 $1,383 4%

47 BORDEN $1,440 $1,636 -12%

47 MIDLAND $1,440 $1,351 7%

47 SIMCOE $1,440 $1,318 9%

47 MINESING $1,440 $1,351 7%

47 WALLACEBURG $1,440 $1,383 4%

47 PORT STANLEY $1,440 $1,278 13%

47 WASAGA BEACH $1,440 $1,582 -9%

47 LEAMINGTON $1,440 $1,383 4%

47 ST THOMAS $1,440 $1,278 13%

47 AYLMER $1,440 $1,318 9%

47 ORILLIA $1,440 $1,351 7%

47 CHATHAM $1,440 $1,383 4%

47 COLLINGWOOD $1,440 $1,318 9%

47 DELHI $1,440 $1,318 9%

47 PENETANGUISHENE $1,440 $1,351 7%

47 DUNNVILLE $1,440 $1,394 3%

48 LIVELY $1,429 $1,258 14%

48 ESPANOLA $1,429 $1,378 4%

48 VAL CARON $1,429 $1,258 14%

48 ELLIOT LAKE $1,429 $1,398 2%

48 GARSON $1,429 $1,258 14%

48 HANMER $1,429 $1,258 14%

49 ST CATHARINES $1,410 $1,327 6%

50 KIRKLAND LAKE $1,397 $1,306 7%

50 SOUTH PORCUPINE $1,397 $1,398 0%

50 TIMMINS $1,397 $1,378 1%

50 HEARST $1,397 $1,398 0%

50 COBALT $1,397 $1,351 3%

50 IROQUOIS FALLS A $1,397 $1,398 0%

51 NOVAR $1,379 $1,187 16%

51 GRAVENHURST $1,379 $1,187 16%

51 ROSSEAU $1,379 $1,187 16%

51 HUNTSVILLE $1,379 $1,187 16%

51 NORTH BAY $1,379 $1,351 2%

51 MCKELLAR $1,379 $1,187 16%

51 STURGEON FALLS $1,379 $1,351 2%

51 LORING $1,379 $1,351 2%

51 KILWORTHY $1,379 $1,187 16%

51 BRACEBRIDGE $1,379 $1,187 16%

51 UTTERSON $1,379 $1,187 16%

51 PARRY SOUND $1,379 $1,187 16%

52 OTTAWA $1,321 $1,257 5%

53 CASSELMAN $1,307 $1,206 8%

53 RUSSELL $1,307 $1,206 8%

53 CURRAN $1,307 $1,255 4%

53 NAVAN $1,307 $1,206 8%

53 HAWKESBURY $1,307 $1,239 5%

53 ROCKLAND $1,307 $1,206 8%

54 BOBCAYGEON $1,305 $1,351 -3%

55 CORNWALL $1,289 $1,132 14%

55 MARTINTOWN $1,289 $1,132 14%

56 IROQUOIS $1,276 $1,132 13%

56 KEMPTVILLE $1,276 $1,185 8%

56 PORT HOPE $1,276 $1,175 9%

56 PICTON $1,276 $1,175 9%

57 TRENTON $1,259 $1,175 7%

57 COBOURG $1,259 $1,175 7%

57 PETERBOROUGH $1,259 $1,351 -7%

57 LINDSAY $1,259 $1,351 -7%

57 KINGSTON $1,259 $1,132 11%

57 BELLEVILLE $1,259 $1,175 7%

57 AMHERSTVIEW $1,259 $1,132 11%

58 SUDBURY $1,249 $1,258 -1%

59 CARLETON PLACE $1,232 $1,206 2%

59 GANANOQUE $1,232 $1,132 9%

59 SMITHS FALLS $1,232 $1,185 4%

59 ELIZABETHTOWN $1,232 $1,132 9%

59 PERTH $1,232 $1,206 2%

59 BROCKVILLE $1,232 $1,132 9%

60 BARRIE $1,225 $1,582 -23%

61 SAULT STE. MARIE $1,185 $1,398 -15%

62 PEMBROKE $1,175 $1,206 -3%

62 NAPANEE $1,175 $1,175 0%

62 PETAWAWA $1,175 $1,206 -3%

62 ARNPRIOR $1,175 $1,206 -3%

62 RENFREW $1,175 $1,206 -3%

62 BARRYS BAY $1,175 $1,253 -6%

63 ALLISTON $1,152 $1,636 -30%

64 ORONO $1,047 $1,351 -23%

64 PORT PERRY $1,047 $1,351 -23%

65 CHESLEY $894 $1,318 -32%

66 KAPUSKASING $888 $1,306 -32%

67 KEEWATIN $586 $1,283 -54%

67 DRYDEN $586 $1,283 -54%

67 SUMMER BEAVER $586 $1,310 -55%

68 CLOYNE $546 $1,185 -54%